Brian St.Clair

Realtor ABR CDPE CLHMS E-PRO GRI PSA

Getting Pre-Approved for your Mortgage

I want to congratulate you on deciding to purchase a home through me! I'm going to provide you with the most timely and best information that I can as you go through my home buying system. The best advice that I can give you is tell you to get pre-approved before you begin looking at homes.

You've heard the saying "Don't put the cart before the horse", right? Well a LOT of people try to buy a home that way and they end up disappointed in the end. Please read this article: 
http://www.realtor.com/advice/buy/dumb-reasons-people-cant-buy-a-home/ This will help you understand a few of the reasons my system begins this way.


I have many lenders and loan officers that I work with. I have several that I consider to be "Best of the Best".

 

 

 

Shawn and I have been doing business together for almost 9 years now. I met Shawn while he was the in-house lender at my original real estate office, RE/MAX Las Colinas. I grew to trust Shawn and I know him to be a good guy and an excellent mortgage officer. He is extremely friendly and helpful. 

Shawn Reed Once you click the link, look for the link "Full Application" and then look for the button that says "Full Pre-Qualification". Fill out the form completely. You can feel free to give Shawn your financial info. This is a secure site and is encrypted. Be sure and put my name, my phone (817-360-5555) and my email (brianstclair@gmail.com) where it says Real Estate Agent.
Here is a quick note from Shawn to my clients:
  
Thank you for considering Brian & I to help you with your home purchase! Please go to my web site when you have some time and complete the loan application. Do not worry about the liabilities section of the loan application because that will auto populate with your credit report info. If you have any questions you can reach me directly during or after hours on my cell phone 972-979-3201. I look forward to working with you on the purchase of your new home!

Shawn and his team work very well together and usually close several dozen loans for me each year. He has a great track record of closing on time and getting my clients the absolute best terms for their home loans. Shawn can direct you and advise you on what to do to get you ready to purchase.
 

Selena and I have been doing business together for almost 2 years now. I met Selena when she joined the Benchmark team (our in house lender at RE/MAX Heritage) after a successful career as a Realtor in another state. I grew to trust Selena and I know her to be a super friendly person and an excellent mortgage officer.


Selena Ward
(817) 683-2019 Cell
selena.ward@benchmark.us
http://www.selenaward.benchmark.us

Once you click Selena's website link, look for the link "Apply Now" and then look for the button that says "Click to Apply". Fill out the form completely. This is a secure site and is encrypted. Be sure and put my name, my phone (817-360-5555) and my email (brianstclair@gmail.com) where it says Real Estate Agent.

Here is a short message from Selena:
   Thank you for entrusting Brian and myself to help you with the purchase of your new home! You are in great hands! Please go to my website (link above) to apply. On my website, you will also find helpful information regarding the loan process and, of course, you can see what others have said about my services. I appreciate the opportunity to serve you and look forward to an exciting experience together! Please feel free to reach out to me directly with any questions!

Selena and her team work very well together and usually close several dozen loans for me and my office. She has a great track record of closing on time and getting clients the absolute best terms for their home loans. She can direct you and advise you on what to do to get you ready to purchase.

 

 

Other noteworthy lenders to consider:

 Jason Rachels Prime Lending (817) 908-9380
Victor Burek Churchill Mortgage (817) 307-8466
Steve Miller First Financial Mortgage (817) 800-9796

 

Once we know that you are qualified and how much you can borrow based on your personal financial situation, I'll send another email with more specifics asking what you are looking for in a home and then I'll set up a web portal that has direct access to the MLS system and how to use that system to your best advantage.
I'm looking forward to helping you with your home purchase!